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A calm, private personal finance and budget tracker designed to help you manage accounts, plan monthly spending, and build savings offline.
Guinto is currently in development. Real screenshots showcasing the interface and dashboards will appear here once they become available.
Guinto is an offline-first personal finance application crafted to bring clarity, calm, and confidence to your daily money management. Built for individuals who value privacy and thoughtful design, Guinto provides a comprehensive suite of financial tracking tools—including multi-account balances, atomic transfers, flexible category budgets, recurring transaction schedules, and goal-oriented savings progress—without requiring an online account, linking bank credentials, or surrendering your sensitive financial records to external servers. Every transaction in Guinto is processed locally using integer minor-unit arithmetic to eliminate rounding inaccuracies and protect ledger integrity. Whether you are budgeting for monthly essentials, managing multiple cash and card accounts, analyzing cash flow trends across weekly and yearly reports, or securing your device with passcode and biometric locks, Guinto delivers a responsive, distraction-free experience in both light and dark modes. All financial records stay stored strictly on your device in a private local database, with full support for user-directed JSON backups and CSV activity exports. While Guinto accurately records your personal finances and transactions, it does not provide banking services or execute live financial transfers, ensuring you maintain complete control over your money and personal data.
Organize your finances across cash, checking, savings, credit cards, and digital wallets with dedicated currency tracking, cleared balances, and account archiving.
Record transactions with minor-unit integer precision. Atomic dual-entry transfers adjust source and destination balances simultaneously with zero ledger drift.
Set an overall monthly spending ceiling alongside individual category limits. Visual gauges provide clear 80% caution warnings and 100% over-budget alerts.
Define financial milestones with target amounts and completion dates. Goal progress links directly to your accounts as cleared ledger movements without double-counting net worth.
Automate regular income, bills, and subscriptions with daily, weekly, monthly, or yearly cadences, month-end date clamping, and optional manual confirmation queues.
Explore cash-flow surplus, savings rates, and category spending distributions across weekly, monthly, and yearly timeframes with interactive transaction drill-downs.
Guard your financial records using an optional 4-digit PIN hashed locally with a cryptographic salt, native biometric authentication, and auto-lock timers.
Instantly conceal monetary values and net worth across dashboard cards, account lists, and accessibility screen readers with a single discreet toggle.
Export transaction history to RFC 4180 compliant CSV files with formula-injection escaping, or generate and restore signature-verified JSON database backups at any time.
Upgrade with a one-time lifetime payment to permanently remove all banner advertisements. No monthly fees, no yearly renewals, and no paywalled core features.
Your money matters are yours alone. Guinto stores all financial entries, accounts, budgets, and settings locally on your device with no remote database servers and no third-party bank credential access.
Unlike typical finance apps that suffer from floating-point rounding errors, Guinto uses integer minor-unit calculations to ensure every cent, penny, or centavo balances across every account and report.
Plan your monthly spending proactively. Historical budget period snapshots preserve past limits so your historical insights remain intact whenever you adjust future goals.
Track savings milestones with clarity. Deposits and withdrawals reflect real money movements between your accounts and goals without creating fictional wealth or artificial ledger balances.
All financial tracking, budgeting, reports, and security capabilities are completely free to use. Support Guinto's independent development with an optional one-time purchase to remove ads permanently.
Read our policies or contact us for help with Guinto.
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